← All work
Solution blueprint Payments & fintech

Three-way reconciliation, down to the exceptions

PSP ↔ bank ↔ ledger reconciliation system

Payments opsPod of 2Sprint → Build

This is a solution blueprint — the system we deploy for this problem and what to expect from it. It describes our architecture and delivery, not a named client engagement.

The problem

Finance teams burn days matching PSP payout reports against bank deposits and ledger entries. Fees, refunds, partial captures, and FX make naive matching useless — so the work stays manual.

The system

A pipeline that ingests processor reports (Stripe, Razorpay, PayPal — whatever you run), bank feeds, and ledger exports; matches deterministically on amount/date/reference windows; uses an LLM matcher with citations for the messy remainder; and queues only genuine exceptions for a human.

How it's built

Delivery

A Sprint proves match rates on your real exports; a 4–8 week Build ships the production system wired to your sources.

What to expect

Want this system, scoped for you?